Mortgage Protection…
Keeping your home protected and you in it no matter what life throws at you.
What is Mortgage Protection?
I wish I had a Crystal Ball, but I don’t…
We have no idea what lies ahead for us, we can’t predict the future so we are just playing the lottery of life and hoping for the best.
Life can be hard at times; full of heartbreaking stories of trauma, death, life threatening illness, serious accidents… We’ve either experienced it ourselves or we know someone who has.
Truth is, this is much more likely to happen to us than winning the actual lottery.
So, the last thing you want to have to think about in that situation, is money, or the impact of not having it has in that situation. You just want to be able to get through
Should this happen to you the last thing you would want to have to face is the threat of homelessness on top of everything else.
We will look at your income and expenditure and work out what your bottom line is, we will review your existing arrangements, including your employee benefits and we will discuss the options available to you, to protect yourself from losing your home should the worst happen.
We will advise how you can protect yourself and your family in the event of death, loss of income and serious illness and will tailor our advice to your individual circumstances to create a personalised solution for you
Granted, it’s not the most fun conversation you’ll ever have, but not addressing these risks would make a terrible situation much worse.
As with all insurance policies, conditions and exclusions will apply
because it’s personal
Hayley’s Story
Hayley is a Business Manager for Vitality and I have worked with her over the last few years.
Hayley has always been passionate about the benefits of protection, but now she really understands the difference that it makes to people’s lives now that she has personally benefitted from it, having made a life changing critical illness cover claim in 2021 at the age of 36 following a pulmonary embolism.
Sadly, we all know someone with a story like this
Your Mortgage Protection Options
Life Insurance
Pays off your mortgage if you die or are diagnosed with a terminal illness that means you only have 12 months to live.
Critical Illness Cover
Pays off your mortgage or provides a lump sum, if you are diagnosed with a life threatening illness that is not terminal
Income Protection
Provides you with an income if you are too unwell to work and you have no sick pay or your sick pay has finished.
Family Income Benefit
Provides an income to support dependents ( partner/spouse/children) for a period, in the event of your death
Buildings & Contents
This enables you to fund rebuilding work, repairs or replacements for your home and it’s contents.
Wills & Trusts
This makes sure that your estate benefits the people you want to benefit from it and makes your wishes clear.
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